Best Mint Alternatives
for 2026
If you mainly used Mint for budgets and transactions, start with Monarch or Quicken Simplifi; both document a Mint CSV workflow. Choose YNAB for hands-on zero-based budgeting, Empower or Credit Karma for free US tracking, and PopaDex when net worth across currencies and FIRE progress matter more than transaction budgeting.
Replacing Mint: move the workflow, not just the app name
Start by separating transaction budgeting from tracking what you own and owe. PopaDex is a candidate for the second job, not a promise of Mint feature parity.
- Keep any Mint export you already have as an untouched backup. If you no longer have an export, start from current statements; do not assume a new tracker can recover old Mint history.
- Make a dated inventory of bank accounts, investments, property, pensions and debts. Record each original currency. Decide which historical records you actually need to keep accessible.
- Create a free manual PopaDex account and enter a starting snapshot. Compare assets minus debts with your statements before relying on the dashboard.
- If automatic updates matter, check each institution before paying for Premium. Keep a separate transaction-budgeting tool if categories, bills and spending targets were your main Mint workflow.
Before you commit: PopaDex’s current CSV upload is a specific monthly-balance format, not a verified Mint transaction importer. Transaction categories, attachments and budgets do not have a documented one-click migration here.
What is the best replacement for Mint?
Choose by the part of Mint you used most. Monarch Money is the broadest paid match for budgets, transactions, goals and household access. Quicken Simplifi costs less at its regular annual-billing rate and documents Mint CSV import. YNAB fits people who want an active zero-based method. For free US linked-account views, compare Empower and Credit Karma. If your priority is net worth across currencies, see PopaDex—with manual entry free and connections optional on Premium.
No competitor bank connections were tested. Import claims below refer to published instructions; check what carries over before deleting your Mint archive.
Compare all 9 apps by price, Mint import and account coverage
Closest overall replacement
Monarch Money
Lower-cost US budgeting
Quicken Simplifi
Hands-on budgeting
YNAB
Free US investment view
Empower
Credit and free US net worth
Credit Karma
International net worth and FIRE
PopaDex
Mint replacement comparison
| App | Price | Mint import | Bank sync | Net Worth | Best For |
|---|---|---|---|---|---|
| PopaDex | Free / €5 per month or €50 per year | Manual setup; no direct importer verified | Exact institution check | Yes | Global net worth, FIRE |
| Monarch | $99.99/year (Core); 7-day trial | Mint CSV for transactions | US and Canada | Yes | Closest all-round match |
| Quicken Simplifi | Regular price $6.99/month billed annually; promotions and renewal rates vary | Mint CSV on web; 10,000 transaction limit per import | US and Canada | Yes | Budgeting and reports |
| YNAB | $109/year or $14.99/month | CSV file import; categories do not import | Select US, CA, UK, EU | Yes | Hands-on budgeting |
| Empower | Free dashboard | No direct Mint importer verified | US | Yes | Investments |
| Copilot Money | $95/year or $13/month | No direct Mint importer verified | US | Yes | iOS design |
| Tiller | $99/year | No dedicated Mint importer verified | US and Canada | Yes | Spreadsheets |
| Sheetwalla | Not verified | Not verified | Not verified | Not verified | Google Sheets automation; confirm current product and plan with seller |
| Credit Karma | Free | Intuit migration was offered | US | Yes | Credit plus net worth |
Prices and provider documentation checked 5 October 2026. Quicken Simplifi lists a regular price of $6.99/month billed annually; promotions and renewal rates vary, so check checkout before subscribing. Copilot and Simplifi are US-focused. Sheetwalla's price, import route, and institution coverage were not verified against current seller documentation. An import option does not guarantee every Mint field will transfer; test a small file first.
How we evaluated these Mint alternatives
We checked current product, pricing, support and Mint-import documentation from the providers’ own sites on 5 October 2026. We did not open funded competitor accounts or test live connections. Sheetwalla's price and compatibility details were not verified in seller documentation. Import support means a provider documents a workflow; it does not show that every Mint field or historical total transfers.
- The recommendations are by use case because no product recreates every Mint feature.
- PopaDex publishes this page and makes PopaDex. That conflict is why the page recommends competitors when they are a better fit.
- Prices can change. Verify them on the linked official product pages before paying.
PopaDex for international net worth and FIRE
PopaDex is a narrower replacement than Monarch or Simplifi. It is for people who used Mint mainly to follow net worth and now need manual records, optional supported connections, Premium multi-currency totals, and FIRE progress. It is not the right choice for envelope budgeting or detailed transaction forecasting.
- Free plan — manual records in one consistent currency
- Optional Premium connections where the exact institution and account type are supported
- Premium multi-currency records with a converted base-currency total
- FIRE calculator, Sankey charts, net worth dashboards
- €5/month or €50/year Premium web offer for connected accounts and premium features; check the current checkout terms
The other Mint replacements worth considering
These products solve different parts of the Mint job. The notes below focus on the deciding differences.
Monarch Money: closest all-round replacement
Monarch covers transactions, two budgeting methods, goals, investments, reports, and household collaboration. Its Mint importer accepts transaction CSV files, although holdings, budgets, and aggregate cash-flow totals do not transfer directly. It supports connected institutions in the US and Canada rather than the broad international coverage some expats need. Check Monarch's import instructions.
Quicken Simplifi: lower-cost US budgeting
Simplifi combines linked accounts, spending plans, savings goals, reports, investments, cash-flow projections, and a retirement planner. The web app can import Mint CSV transactions, with a 10,000-transaction limit per import. It is a practical choice for former Mint users who want budgeting and reporting without Monarch's household emphasis. Check Simplifi's Mint import instructions.
YNAB: best for hands-on budgeting
YNAB asks you to assign money to priorities instead of simply reviewing past spending. It also has tracking accounts and a net-worth report, so it is wrong to describe it as budgeting-only. Direct import supports selected US, Canadian, UK, and EU banks, but one spending plan cannot combine multiple currencies. Check YNAB's current pricing and region notes.
Empower: free US investment and retirement tools
Empower's free US dashboard includes investment, fee, net-worth, cash-flow, and retirement-planning views. It is a better fit for portfolio and retirement analysis than for people trying to recreate Mint's detailed budgeting workflow. Empower also offers a separate paid advisory service.
Copilot Money: paid US tracking for Apple devices and web
Copilot combines budgeting, transactions, cash flow, investment tracking and net worth. It is available for iPhone, iPad, Mac and web, and connects US-based accounts. The vendor lists plans at $95/year or $13/month and includes a one-month free trial. See Copilot’s pricing and platform details. It does not offer an Android app or a permanent free plan.
Tiller Money — Best for Spreadsheet Lovers
Tiller auto-imports transactions into Google Sheets or Excel. Full spreadsheet control is powerful for data nerds. It costs $99/year after a 30-day trial, is strongest for US/Canada bank feeds, and requires spreadsheet skill. See our full comparison →
Sheetwalla: verify current plans before choosing
This page has not verified Sheetwalla's current features, bank coverage or price against seller documentation, and we did not test an account. If a Google Sheets workflow interests you, confirm the current plan and supported connections with the seller before comparing it with Tiller. See the comparison's verification limits.
Credit Karma: Intuit's free successor
Intuit invited Mint users to move to Credit Karma. The service includes spending, transaction, cash-flow, and net-worth views alongside its credit products. It does not recreate every custom budget and goal workflow from Mint, so users who budget actively may prefer Monarch, Simplifi, or YNAB. Read Credit Karma's Mint transition summary.
Best Mint alternative by need
Mint bundled several jobs into one app. Pick the replacement around the job you care about most.
For expats and multi-country finances
Bank connectivity and currency handling vary sharply by country. PopaDex supports manual records everywhere the app is available; Premium connections depend on the exact country, institution and account type, and Premium converts original-currency records into a chosen base currency. Test support before subscribing.
For FIRE planning
PopaDex tracks net worth against a FIRE number and estimates a financial-independence date from your assumptions. The estimate uses smooth returns, not Monte Carlo simulation, and should be treated as a planning scenario rather than a promise. See the FIRE tracker.
For multi-currency portfolios
PopaDex converts accounts and assets into one base currency while preserving their original currencies. YNAB lets you choose a currency for each spending plan but does not combine multiple currencies in one plan.
How to move from Mint without losing the useful history
The export is only the first step. Importers vary, and some products reconstruct reports from transactions instead of transferring Mint budgets, goals, holdings, or cash-flow totals.
- Keep the original Mint export unchanged. Store a backup before cleaning categories or splitting the file.
- Choose the replacement before editing data. Monarch has a dedicated Mint CSV workflow. Simplifi says to use its Mint import option and limits each import to 10,000 transactions.
- Test one account and a small date range. Confirm signs, dates, categories, transfers, duplicates, and opening balances before importing the full archive.
- Reconcile totals against statements. A clean transaction import can still produce the wrong current balance if account history or holdings were handled separately.
- Keep the archive after switching. Do not assume the new service imported every field or will preserve export access indefinitely.
Frequently Asked Questions
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What is the best free Mint alternative in 2026?
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What is the best Mint alternative for FIRE?
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Is there a Mint alternative with multi-currency support?
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